ANALISIS KESAN KEPIMPINAN TERHADAP LITERASI KEWANGAN DAN KESEJAHTERAAN KEWANGAN DALAM KALANGAN GENERASI MUDA: AN ANALYSIS OF THE IMPACT OF LEADERSHIP ON FINANCIAL LITERACY AND FINANCIAL WELL-BEING AMONG THE YOUNGER GENERATION. qjssh. 2025;6(4):535-547. doi:10.55197/qjssh.v6i4.793