MODERATING ROLE OF FOREIGN BANK PENETRATION IN BANK COMPETITION, CAR, LDR AND CREDIT RISK. Quantum Journal of Social Sciences and Humanities, [S. l.], v. 6, n. 4, p. 120–132, 2025. DOI: 10.55197/qjssh.v6i4.750. Disponível em: https://qjssh.com/index.php/qjssh/article/view/750. Acesso em: 16 apr. 2026.