EXAMINING MALAYSIAN CONSUMERS’ ACCEPTANCE OF SHARIAH-COMPLIANT BUY NOW PAY LATER USING THE UTAUT MODEL. Quantum Journal of Social Sciences and Humanities, [S. l.], v. 7, n. SI4, p. 219–227, 2026. DOI: 10.55197/qjssh.v7si4.1576. Disponível em: https://qjssh.com/index.php/qjssh/article/view/1576. Acesso em: 10 oct. 2026.